Clarity for Complex Debt and Financial Decisions
America’s Debt Solutions, LLC partners with business owners, investors, and executives to navigate complex debt structures, improve cash flow, and protect long-term enterprise value.
What we help you solve
- Rising debt burden and interest costs
- Unclear capital structure and cash flow pressure
- Bank and lender negotiations
- Debt restructuring and refinancing strategy
About America’s Debt Solutions, LLC
America’s Debt Solutions, LLC is a specialized business consulting firm focused on debt-related strategy, capital structure optimization, and lender communications. We bring structure, clarity, and independence to the most critical financial decisions owners and management teams face.
Independent perspective
We are not a lender, broker, or product distributor. Our role is to stand beside you as an independent advisor focused solely on your long-term business outcomes.
Outcome-driven advisory
Our work is built around measurable improvements in cash flow, risk exposure, and decision quality—translating complex financial options into clear strategic choices.
Confidential & discreet
We understand the sensitivity of debt and restructuring conversations. Every engagement is handled with strict confidentiality and disciplined governance.
What We Consult On
Our consulting services are designed to help you understand where you stand today, evaluate your options, and move forward with a clear, defensible plan.
Debt assessment & diagnostics
Holistic review of existing debt, covenants, interest costs, and maturity profile, turning scattered information into a structured, decision-ready picture.
Restructuring & refinancing support
Scenario analysis and strategy for restructuring obligations, extending terms, or refinancing with more suitable capital partners.
Cash flow & liquidity planning
Alignment of repayment schedules, working capital, and operating performance to maintain resilience and business continuity.
Lender & stakeholder communication
Preparation of materials, narratives, and strategies for discussions with banks, private lenders, investors, and key stakeholders.
Risk & covenant management
Identification of financial triggers and covenants with recommendations on how to monitor, mitigate, and proactively address risk.
Long-term capital strategy
Guidance on how debt fits into your broader capital structure and growth strategy, supporting sustainable value creation.
How We Work With You
A structured, confidential process designed to reduce uncertainty and help you move from pressure to clarity.
Initial conversation
A confidential discussion to understand your situation, objectives, and time constraints—without any obligation to engage.
Data & debt review
Structured review of debt agreements, financials, and projections to identify key pressure points and options.
Scenario planning
Assessment of alternative pathways—status quo, refinancing, restructuring, or capital mix changes—with pros and cons for each.
Action roadmap
Clear next steps, communication strategy, and decision milestones so that your leadership team is aligned and prepared.
Who We Typically Advise
We work with privately held businesses and owners who want to understand their options before debt challenges limit their choices.
Privately held companies
Multi-generation family businesses and owner-managed companies navigating growth, transition, or cyclical pressure.
Real estate & asset-based
Businesses with significant property, equipment, or inventory backing their capital structure and loan facilities.
Service-based enterprises
Professional services, healthcare, and other recurring-revenue businesses where people and relationships are core assets.
Entrepreneurs & investors
Individuals and investment groups seeking clarity on leverage, downside scenarios, and risk management before making major decisions.
Start With a Private Conversation
If you are considering refinancing, restructuring, or simply want a clearer view of your options, we welcome a confidential discussion.
- Independent business consulting focused on debt and capital decisions
- Transparent, structured, and discreet engagement model
- Designed for owners, executives, and investors
America’s Debt Solutions, LLC
11411 Fairwind Ct
San Diego, CA 92130
Phone: (858) 876-5327
Email: [email protected]
Website: 101med.us