Terms of Service

Last Updated: November 25, 2025

Welcome to America’s Debt Solutions, LLC (“Company,” “we,” “our,” or “us”).
These Terms of Service (“Terms”) govern your access to and use of our website 101med.us, including any information, resources, or services provided through the site.

By accessing or using our website, you agree to these Terms.
If you do not agree, please discontinue use immediately.

1. Website Purpose

The content provided on 101med.us is for general informational purposes only.
Nothing on this website constitutes:

  • Financial advice
  • Legal advice
  • Investment advice
  • Debt settlement services
  • Professional recommendations tailored to your situation

Consulting services are only provided after a formal engagement agreement is executed.

2. Eligibility

By using this website, you confirm that you:

  • Are at least 18 years old
  • Are legally capable of entering into binding agreements
  • Will use the website only for lawful purposes

3. No Client–Consultant Relationship

Submitting a contact form, emailing us, or calling us does not create a consulting relationship.
A professional relationship only begins after both parties sign a written engagement agreement.

4. User Responsibilities

You agree not to:

  • Use the website for unlawful or fraudulent activity
  • Attempt to gain unauthorized access to servers or systems
  • Submit false, misleading, or harmful information
  • Upload confidential financial documents through the contact form
  • Interfere with website functionality

You are responsible for ensuring any information you submit is accurate.

5. Intellectual Property

All website content—including text, design, graphics, logos, layout, and formatting—is the property of
America’s Debt Solutions, LLC or licensed third parties.

You may not, without written permission:

  • Copy, reproduce, republish, or distribute website content
  • Use our name, branding, or materials commercially
  • Create derivative works

Limited use is permitted solely for personal, non-commercial viewing.

6. Third-Party Links

Our website may contain links to third-party websites.
We are not responsible for:

  • Their content
  • Their privacy practices
  • Their accuracy

Visiting third-party links is at your own risk.

7. Disclaimer of Warranties

The website is provided on an “as-is” and “as-available” basis.

We make no warranties, express or implied, including:

  • Accuracy or completeness of information
  • Suitability of content
  • Availability of the website
  • Freedom from errors, interruptions, or security issues

You use the site at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, America’s Debt Solutions, LLC is not liable for any damages arising from:

  • Use of, or inability to use, the website
  • Reliance on website content
  • Errors, omissions, or inaccuracies
  • Security breaches or data loss
  • Third-party actions or links

In no event shall our liability exceed the amount you paid us, if any, for consulting services.

9. Indemnification

You agree to indemnify and hold harmless the Company and its members, employees, and affiliates from any claims arising out of your:

  • Use of the website
  • Violation of these Terms
  • Submission of inaccurate or unlawful information

10. Privacy Policy

Your use of the website is also governed by our Privacy Policy, located at:

👉 /privacy-policy

Please review it to understand how your information is collected and used.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

Any disputes will be resolved exclusively in state or federal courts located in San Diego County, California.

12. Changes to These Terms

We may update these Terms from time to time.
The updated version will be posted with a “Last Updated” date.

Continued use of the website indicates acceptance of updated Terms.

13. Contact Information

For questions regarding these Terms, please contact:

America’s Debt Solutions, LLC
11411 Fairwind Ct
San Diego, CA 92130
📧 Email: [email protected]
📞 Phone: (858) 876-5327
🌐 Website: 101med.us